From Barns to Balance Sheets: What Determines Your Borrowing Power?
Tuesday, September 8, 2026 · 5:30 PM EDT · Common Ground Country Fair · Unity, ME
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About this event
Financing doesn’t have to feel like predicting the weather. Join Emma Enoch, loan and investment officer with CEI, to learn about how lenders calculate borrowing capacity based on the value of your farm assets and your business’s ability to generate cash flow and cover loan payments. We’ll explain key concepts like collateral and debt service coverage ratio in plain language, using real-world farm examples. Walk away with a better understanding of what lenders look for, how much you may be able to borrow, and steps you can take to improve your loan readiness. This work is supported by the Northeast Extension Risk Management project award no. 2024-70027-42540, from the U.S. Department of Agriculture’s National Institute of Food and Agriculture. Register here.
Description from mofga.org